Raising debt is rarely just a paperwork exercise. The facility mix, the lender group, the security package and the covenants you accept today shape your flexibility for years. We help you decide what to raise, how to present it and who to approach, then manage the process through to disbursement.
Our role is to bring structure and negotiating leverage to the table: a credible information memorandum, a realistic view of what each lender type will support, and parallel conversations so that you are choosing between offers rather than waiting on one.
What we do
Term loans and project finance
Long-tenure debt for greenfield and brownfield projects, capacity expansion, machinery acquisition and commercial or industrial real estate.
Working capital and non-fund limits
Cash credit, overdraft, letters of credit and bank guarantees sized to your operating cycle, with the right balance between fund-based and non-fund-based limits.
Private placement of NCDs and commercial papers
Structuring and placing debt instruments with institutional investors where market funding is cheaper or more flexible than bank lending.
Refinancing and high-cost debt substitution
Replacing expensive or restrictive borrowings with better-priced facilities, and consolidating fragmented debt into a cleaner structure.
Structured and acquisition finance
Facilities designed around a specific transaction, such as a buyout, an acquisition or a one-off capital project, rather than the standard product shelf.
Foreign currency and overseas borrowing
Evaluating and structuring external borrowing for businesses that can access offshore capital and are prepared to manage currency exposure.
How an engagement runs
- 01
Requirement mapping
We size the facility mix against your growth plan, cash cycle and existing exposures, not a generic template.
- 02
Information memorandum
We prepare the memorandum, projections and supporting data so lenders can underwrite quickly and with confidence.
- 03
Lender outreach and negotiation
We run parallel discussions across banks, NBFCs and funds to create real choice on pricing, security and covenants.
- 04
Sanction to disbursement
We follow the process through sanction terms, documentation and disbursement, not just a term sheet.
Who this is for
Funding a capex or expansion plan
You have a project or growth plan and need a financing structure that matches its cash flows.
Lowering your cost of debt
Your current borrowing is expensive, short-tenured or tied to terms that no longer fit the business.
Broadening your lender base
You want more lenders at the table and a stronger bargaining position, without disrupting existing relationships.
Frequently asked questions
We match the proposal to each lender's appetite: sector preference, ticket size, security expectations and pricing. Approaching the wrong lender wastes time and can weaken your case, so the shortlist is deliberate.
Sanction is the lender's decision, and our role is to make that decision easier and better informed: a credible proposal, the right choice of lenders and a clearly argued negotiation. That preparation is where advisory adds the most value.
Typically the last two to three years of financial statements, current sanction letters and statements of existing facilities, and a short note on what you want to fund. We guide you through the rest.
Let's look at your numbers together.
A first conversation is free, and we will tell you candidly how we can help.